The firm is a Fee-Only Registered Investment Advisor specializing in no-load mutual funds.

Asset Management Services | Investment Advisor | Retirement Planning

The firm is a Fee-Only Registered Investment Advisor specializing in no-load mutual funds and exchange traded funds (ETF). We are interested only in assisting serious long-term investors achieve their investment objectives. Our philosophy is to invest 100% of your money by avoiding sales commissions between 3% and 8% that are associated with loaded funds sold by brokers. We consider the client’s goals and objectives together with the investor’s time horizon, assets, and risk tolerance in construction of the Investment Policy Statement and Portfolio Asset Allocation. In addition, we have the ability through our affiliation with a nationally-recognized broker/dealer to purchase a variety of mutual funds and other investment products listed on major stock exchanges. 

Asset Management Services
By far the most important decision you will make regarding selection of a Professional Asset Manager is—“Whom should I trust to invest my money?” Consider the sales broker. The investment houses hire him to sell you the most profitable investments for the brokerage firm. Do conflicts of interest exist? Does the investor suffer due to commission-based pay, poor quality of the investment products, and high fees? And why are they always trying to sell you something? Sounds like a great deal for everyone involved--except you, the investor. On the other hand, you could hire an independent unbiased Registered Investment Advisor (RIA). The State of Washington carefully monitors these fiduciary advisors and holds them to the highest standards in the industry. When you hire a Fee-Only Registered Investment Advisor, this investment professional works for you. In this industry a wise investor should seek an Investment Professional (RIA) who places the client’s financial well-being above all else. This professional truly works for you. He is free of conflict of interest, has no sales quota, selects the investments of the highest quality, and with the highest risk-adjusted rate of return. He regularly reviews your account to stated objectives and rarely contacts you regarding exchanging securities. As you can clearly see, there is a vast difference in the incentives affecting investment professionals. When a client selects Randolph as his investment advisor, he selects a fiduciary (trustee) of the highest caliber. Randolph will ask the tough questions, perform due diligence, and determine the suitability of the investment for the client. In addition, he will produce a written Investment Policy Statement outlining the investment strategy. Randolph will educate the client so he can make informed and intelligent decisions regarding his investments. And Randolph will be there every step of the way to guide you to Financial Independence.

Investment Advisor
Our approach as your investment advisor is to consider your financial situation, goals and objectives. We will also consider your time horizon, asset base, and risk tolerance. Upon this foundation, we can design a comprehensive financial plan or a modular plan, such as education funding or retirement planning.

• IRA Rollovers to Traditional and Roth IRAs (Individual Retirement Accounts)

• 401(K)  Rollovers & Roth IRA Conversions

• Mutual Funds & Exchange Traded Funds (ETF)

• Qualified Tuition Programs (QTP) & Educational Savings Account (ESA)

• Traditional & Roth IRA (Individual Retirement Accounts)

• Simple & SEP (Self Employment Retirement Accounts)

• 401(K) Investment Advisor

Retirement Planning
Everyone wants a golden retirement... but saving for retirement is no easy task.
With Social Security's assets being consumed and the number of workers who will support the system shrinking, we will have to rely more on our personal savings when it is time to retire. We can help guide you to many safe and secure retirement options:

• Money markets

• Certificates of Deposit (CD) & CD Laddering

• Government, Corporate, and Treasury Inflation Protected Securities (TIPS) Bonds

• Mutual Funds & Exchange Traded Funds (ETF)

We have a myriad of options to help each of us prepare. Yet, without a plan of action, many will find themselves falling short when it is time to retire.
Call us today.